Legal

Terms & Conditions

Last Updated: July 4, 2026

Effective Date: July 4, 2026

These Terms & Conditions ("Terms") govern your access to and use of all websites, software, services, community, and training provided by Earnworthy, LLC ("Earnworthy," "we," "our," or "us"), including but not limited to earnworthy.com, Earnworthy Amplify (software-as-a-service), Earnworthy Agency (done-for-you services), and Earnworthy Multiply (training and community) (collectively, the "Services").

By accessing or using any part of the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

Acceptance of Terms

THESE TERMS INCLUDE A MANDATORY ARBITRATION CLAUSE AND CLASS ACTION WAIVER. PLEASE REVIEW CAREFULLY.

These Terms constitute a legally binding agreement between you (whether personally or on behalf of an entity) and Earnworthy, LLC. By accessing, browsing, or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with all of these Terms, you are expressly prohibited from using the Services and must discontinue use immediately. If you are using the Services on behalf of a company or other entity, you represent that you are authorized to accept these Terms on its behalf. Your continued use of the Services constitutes ongoing acceptance of the most current version of these Terms.

1. General Information

Earnworthy provides marketing education, consulting, software, and training to help businesses grow smarter, not louder. Information published on our Websites is for educational and promotional purposes only and does not constitute professional legal, financial, or medical advice.

You must be at least 18 years old to use the Services.

2. Accounts, Eligibility & Right to Refuse Service

You agree to provide accurate, current information when creating accounts or signing contracts.
You are responsible for maintaining account security and all activity under your login, including actions by your employees, contractors, and team members who you authorize to access the Services (collectively, "Team Members").
You must promptly notify us of any suspected unauthorized access to your account or credentials.
Accounts may not be shared outside your organization without written permission. You are responsible for ensuring Team Members comply with these Terms.
If you are registering on behalf of a business entity, that entity is the account owner and you represent and warrant that you have authority to bind the entity to these Terms.
Competitors may not create accounts for the purpose of accessing, testing, benchmarking, copying, or misusing the Services.

Right to Refuse Service. Earnworthy reserves the right, in its sole discretion, to decline to provide Services to any person or business, to decline any order or application, and to screen prospective accounts for compliance, reputational, or business-fit reasons, for any lawful reason and without obligation to explain.

3. Scope of Services

(a) Website Access

Visitors may browse and access public information on our Websites.
Content is provided "AS IS" and may be changed or removed at any time.

(b) Smart Websites (Hosted on Amplify)

Earnworthy offers Smart Websites built entirely within the Earnworthy Amplify platform, powered by HighLevel.

By purchasing a Smart Website, you acknowledge and agree that:

Your website is not a WordPress website and does not use WordPress themes, plugins, or hosting.
The website is built natively inside the Amplify platform using HighLevel's website and funnel technology.
Ongoing hosting, maintenance, and publishing of the website requires an active Amplify subscription.

Hosting Requirements

To maintain full website functionality and hosting, you must remain on the Amplify Elite plan.
If your Amplify Elite subscription is canceled or downgraded, your website may be unpublished, disabled, or removed unless you elect an alternative hosting option.

Hosting-Only Option

If you discontinue use of the Amplify platform but wish to keep your Smart Website hosted, you may elect a Website Hosting Only plan for $47/month.
This plan includes website hosting only and does not include CRM access, automations, pipelines, messaging, or other Amplify features.
Failure to maintain either an Amplify Elite subscription or the hosting-only plan may result in website suspension or deletion.

Website Ownership & Portability

Your website content (text, images, branding you provide) remains yours.
The underlying structure, templates, and system components remain Earnworthy intellectual property.
Upon written request, you may request an "ejection" of your website to another HighLevel account you own or control.
Website transfers are subject to a one-time administrative transfer fee and do not include proprietary Earnworthy templates, workflows, or automation logic.
Earnworthy makes no guarantee that a transferred website will function identically outside our platform configuration.

(c) Amplify (SaaS)

Subscription-based marketing software powered by HighLevel, customized and supported by Earnworthy.

Billed in advance, automatically renewing unless canceled.
Usage-based fees (SMS, calls, emails, AI features) apply and are non-refundable.
You are solely responsible for compliance with all communications and marketing laws as detailed in Section 6 (Messaging & Communications Compliance), including TCPA, the Florida Telephone Solicitation Act, CAN-SPAM, CTIA guidelines, and, where applicable to your business, GDPR and HIPAA.
Earnworthy assists with A2P registration but cannot guarantee approval.
Excessive or abusive use that negatively impacts performance may result in suspension, limitation, or requirement to upgrade.
All configurations, templates, and automations built within Amplify are licensed for use only during your active subscription and remain the property of Earnworthy.

(d) Agency Services

Billed as outlined in individual agreements.
Once work has begun, fees are non-refundable.
Any assets built remain hosted on the Platform. Suspension or cancellation for non-payment may discontinue hosting.
Reactivation or transfer fees may apply if you reinstate or request migration of assets.

(e) Earnworthy Multiply

Online training and community built around the Multiplier Framework. Multiply includes courses, templates, live Q&A sessions, and the Multiply member community.

Licensed for your individual or company's internal use only.
You may not reproduce, resell, record, or share Multiply content, courses, or community sessions outside your organization.
You agree to conduct yourself respectfully within the Multiply community. Harassment, solicitation of other members without permission, or disruptive behavior may result in removal without refund.
Courses may include specific refund guarantees (e.g., 30-day money-back), which will be clearly stated at purchase. Otherwise, fees are non-refundable.
Membership is billed monthly and renews automatically until canceled. Cancellation takes effect at the end of the current billing cycle.

4. Support & Onboarding

Amplify includes guided onboarding via our Start, Sync, Scale framework.
Ongoing customization or advanced support may require additional fees.
Agency and Multiply support levels are defined in your service or membership package.

5. Acceptable Use & Restricted Businesses

You agree to use the Services only for lawful, ethical, and professionally appropriate purposes. You are responsible for all activity conducted under your account, including by your employees, contractors, or authorized team members.

(a) Acceptable Use

You must not, directly or indirectly:

Use the Services in violation of any applicable law or regulation.
Send unsolicited or bulk communications, including spam, mass marketing to purchased lists, or any other unauthorized promotional outreach.
Upload, transmit, or distribute malware or other harmful code.
Attempt to gain unauthorized access to the Platform or related systems.
Reverse-engineer, decompile, or otherwise attempt to derive the source code or underlying ideas of the Platform.
Misuse AI or automation features in ways that violate law, carrier rules, or third-party rights. An AI Acceptable Use Policy may apply and is incorporated by reference.
Misrepresent your identity or affiliation with Earnworthy.
Share, resell, or redistribute Multiply, Amplify, or Agency materials outside of authorized use.
Harass, threaten, or post hateful, defamatory, or obscene content in any community, support, or feedback channels.

Violations may result in immediate suspension or termination of your account without refund.

(b) Restricted Business Categories

Earnworthy's Services are intended for legitimate small and midsize businesses operating in compliant industries. We do not provide Services, directly or indirectly, to individuals or organizations engaged in, promoting, or facilitating any of the following ("Restricted Businesses"):

Illegal, deceptive, or misleading marketing practices.
Cryptocurrency, token sales, NFT, or blockchain investment schemes.
Adult content, escort, or sexually explicit material.
Gambling, betting, sweepstakes, or lottery services.
Firearms, ammunition, weapons, or explosives.
Tobacco, vaping, CBD, or cannabis-related products or services.
Multi-level marketing (MLM), pyramid, or "get-rich-quick" programs.
Unapproved pharmaceuticals, supplements, or medical claims not cleared by the FDA or equivalent authority.
Debt collection, credit repair, payday loans, or high-interest lending.
Political campaigns, fundraising, or lobbying.
Any activity deemed high-risk by payment processors, carriers, or regulatory authorities.

Earnworthy reserves the right, in its sole discretion, to refuse, suspend, or terminate Services to any business or activity it deems Restricted or that could create legal, reputational, or compliance risk for Earnworthy, HighLevel, Twilio, or associated vendors.

If you misrepresent your business category or begin operating in a Restricted area after onboarding, your account may be suspended or terminated immediately without refund.

6. Messaging & Communications Compliance

This section applies to every SMS, MMS, voice call, voicemail drop, and email sent through or in connection with the Services, whether sent manually, through automations, through templates, or through AI features.

(a) You Are the Sender

You, not Earnworthy, are the sender of every communication transmitted through your account. Earnworthy provides the software and infrastructure only. We do not review, approve, or monitor your messages, and we have no obligation to do so.

(b) Your Compliance Obligations

You are solely responsible for ensuring that every communication you send complies with all applicable laws, regulations, carrier requirements, and industry guidelines, including without limitation:

The Telephone Consumer Protection Act (TCPA) and its implementing regulations, including consent revocation rules.
The Florida Telephone Solicitation Act (Fla. Stat. § 501.059) and all other state telemarketing and "mini-TCPA" laws applicable to your recipients.
The CAN-SPAM Act for all email communications.
CTIA Messaging Principles and Best Practices.
All carrier policies and A2P 10DLC campaign requirements.

Without limiting the above, you are solely responsible for:

Consent. Obtaining prior express written consent from every recipient before sending marketing messages, and obtaining any consent required for informational messages.
Consent records. Maintaining verifiable proof of consent (including date, time, source, and the disclosure shown to the recipient) for as long as required by law and for a minimum of four years.
Opt-out language. Including required opt-out instructions (such as "Reply STOP to unsubscribe") and HELP language in messages where required by law or carrier policy.
Honoring opt-outs. Promptly honoring every opt-out, unsubscribe, and consent revocation request within the timeframes required by law.
Quiet hours. Complying with all federal and state restrictions on the time of day messages may be sent, including Florida's calling-time restrictions.
Sender identification. Accurately identifying your business in every message.
Prohibited content. Not sending content prohibited by carriers or law, including SHAFT content (sex, hate, alcohol, firearms, tobacco), cannabis, illegal substances, phishing, or fraudulent content.
Email compliance. Using accurate header information and subject lines, including a valid physical postal address, providing a working unsubscribe mechanism, and honoring unsubscribe requests within ten business days.
List quality. Not uploading, importing, or messaging purchased, rented, scraped, or third-party lists.

(c) Templates Are Starting Points Only

Earnworthy may provide message templates, automation sequences, and pre-built compliance language as a convenience. These are starting points only. You are solely responsible for reviewing every message before it is sent, including messages generated from our templates. If you edit, shorten, or remove compliance language from any template, or send a message without required opt-out or identification language, the resulting message and all consequences are your sole responsibility.

(d) A2P Registration

Earnworthy may assist you with A2P 10DLC brand and campaign registration. You represent and warrant that all information you provide for registration (including business identity, use case descriptions, sample messages, and opt-in descriptions) is accurate and complete. Registration approval is determined by third parties, and Earnworthy does not guarantee approval, approval timelines, throughput levels, or continued registration.

(e) Carrier Actions

Mobile carriers and messaging providers may filter, block, delay, or suspend messages and phone numbers at any time, with or without cause. Earnworthy is not liable for carrier filtering, blocking, number suspension, deliverability issues, or any fees, fines, or penalties assessed by carriers or messaging providers in connection with your traffic. Any carrier fines or pass-through penalties attributable to your messaging may be charged to your account.

(f) Suspension for Compliance Risk

Earnworthy may immediately suspend or limit your messaging capabilities, phone numbers, or entire account, without prior notice and without liability, if we suspect that your use of the Services violates this Section, applicable law, or carrier requirements, or exposes Earnworthy or its vendors to legal, financial, or reputational risk.

(g) Your Sole Responsibility

All regulatory fines, statutory damages, carrier penalties, and third-party claims arising from communications sent through your account are your sole responsibility. This obligation is backed by your indemnification duties in Section 20 and survives termination of your account.

7. AI Features

AI-generated content may be inaccurate, incomplete, or inappropriate for your use case. You are solely responsible for reviewing, editing, and approving all AI-generated content before it is used or sent to any recipient.
Messages sent by AI agents configured under your account are your communications and are subject to Section 6 in full.
Earnworthy is not liable for the accuracy, legality, or consequences of AI-generated outputs.
Usage-based fees apply to AI features and are non-refundable.

8. Review Requests & Reputation Features

The Services include tools for requesting customer reviews. You are solely responsible for using these features lawfully, including compliance with:

The FTC's rules on consumer reviews and testimonials, including the prohibition on fake, purchased, or materially misleading reviews.
The Consumer Review Fairness Act.
Prohibitions on "review gating" (selectively soliciting reviews only from customers likely to leave positive feedback where prohibited by law or platform policy).
The terms and policies of each review platform, including Google.

Earnworthy is not liable for actions taken by review platforms against your business profile, or for regulatory action arising from your review-solicitation practices.

9. Your Customer Data & Privacy Responsibilities

As between you and Earnworthy, you own and control your customer contact lists and the personal information of your customers and leads ("Customer Data"). You are the data controller of Customer Data. Earnworthy processes Customer Data on your behalf to provide the Services.
You represent and warrant that you have the legal right, and all required consents, to upload, store, and use all Customer Data within the Services.
You must maintain your own privacy policy that accurately describes your data collection and communication practices, and you must present appropriate consent and opt-in disclosures on your own forms, websites, and intake processes. This is required for A2P registration and for lawful messaging.
You are responsible for responding to privacy rights requests from your own customers.
Earnworthy's collection and use of data is described in our Privacy Policy.

10. Third-Party Platforms & Dependencies

The Services are built on and depend upon third-party platforms and providers, including HighLevel (the underlying software platform), Twilio and other messaging providers, telecommunications carriers, email delivery services, and payment processors.

You acknowledge and agree that:

Earnworthy does not own or control these third parties and is not responsible for their acts, omissions, outages, errors, or data loss.
Third-party providers may change features, pricing, policies, or availability at any time. Earnworthy may pass through resulting changes, including price adjustments, feature removals, or service modifications, without liability.
Continued availability of the Services depends on Earnworthy's continued relationship with these providers. If a provider suspends, restricts, or terminates services relied upon by Earnworthy, Earnworthy may modify or discontinue affected Services without liability.
Our Websites may link to third-party content and integrations. Your use of third-party tools is at your own risk and governed by their terms.

11. Billing & Payments

Subscriptions are billed in advance and renew automatically unless canceled.
You authorize Earnworthy to charge your payment method for subscription and usage fees.
Agency services are invoiced as agreed. Late payments may incur suspension.
Carrier, messaging, and usage-based fees are always non-refundable.
All prices are subject to change upon renewal with prior notice.

Automatic Renewal Disclosure. Your subscription automatically renews at the end of each billing cycle (monthly unless otherwise stated) and your payment method will be charged the then-current rate until you cancel. You may cancel at any time using our official cancellation form, and cancellation takes effect at the end of the current billing cycle. This disclosure is provided consistent with Florida law, including Fla. Stat. § 501.165.

Trials. We may offer free or paid trials. If you provide a payment method for a trial, you agree that paid service will begin, and recurring charges will apply, on the first day after the trial ends unless you cancel before that date.

Price changes. We may modify plan pricing and will notify you in advance. Changes take effect at the start of your next billing cycle unless otherwise stated.

Chargebacks. Because we provide immediate access and provisioning, fees are non-refundable. You agree not to initiate chargebacks. If you do, we may suspend your account and report delinquency to appropriate processors. You remain responsible for all amounts due, plus reasonable costs of collection.

Cancellation does not entitle you to any refund or transfer of digital assets or intellectual property built within the Platform.

12. Cancellations & Data

You may cancel by submitting our official cancellation form.
Prior charges are non-refundable.
Data, phone numbers, and assets may be deleted after cancellation. If you wish to port out a phone number, you must do so before your cancellation date.
Upon cancellation or termination, we may retain server copies of your data for a limited period for backup, audit, or legal purposes, but we have no obligation to store or provide copies after cancellation unless required by law.
We are not responsible for lost or unrecoverable data. Export any needed data before canceling.

13. Account Termination & Offboarding

(a) Termination by You

You may terminate your subscription or services at any time by completing our official cancellation form. Termination is effective at the end of your current billing cycle unless otherwise stated in writing. Once termination takes effect:

Access to the Platform and any connected assets (funnels, automations, workflows, emails, SMS templates, websites, phone numbers, etc.) will be suspended.
All assets, content, and configurations created within the Platform remain part of Earnworthy's proprietary system and are not transferable or exportable except as provided under subsection (f) below.
Any unused time, credits, or message balances are non-refundable.

(b) Termination or Suspension by Earnworthy

We may terminate or suspend your access immediately, with or without notice, if you breach these Terms, misuse the Platform, fail to pay, engage in activity that violates applicable laws or messaging regulations, or engage in conduct that, in our sole discretion, creates legal, compliance, security, or reputational risk for Earnworthy or its vendors. Upon termination, your license to use the Services ends immediately. Earnworthy may also discontinue any Service or feature generally with reasonable notice.

(c) Offboarding and Data Handling

For security and compliance, all user data and communications (SMS, calls, emails, form submissions, calendar data, etc.) may be permanently deleted 14 days after account closure. It is your responsibility to export any needed contact data prior to termination.

We do not provide copies of automations, workflows, websites, or system configurations, as these remain part of Earnworthy's proprietary snapshot and software setup.

(d) Non-Transferability of Platform Assets

Because Earnworthy Amplify is powered by HighLevel and customized with proprietary automations, templates, and workflows, any account termination or migration request will not include:

Snapshots or cloned sub-accounts
Custom workflows, pipelines, or triggers
SMS/Email templates or automation logic
Websites or funnel templates built within the system
A2P registrations, phone numbers, or domains connected through our reseller accounts

If you request to continue using HighLevel independently, you must establish a new, separate account directly with HighLevel.

(e) Reinstatement

Reactivation within 30 days of cancellation may be possible upon payment of a reactivation fee and any outstanding balances. After 30 days, all data and configurations are permanently deleted and cannot be recovered.

(f) Account Transfer or Ejection

Earnworthy may, at your written request and subject to our approval, facilitate the transfer ("ejection") of your sub-account from our Agency instance to your own HighLevel account or another authorized HighLevel agency.

A one-time $100 administrative transfer fee applies to cover administrative time, verification, and secure disconnection of system assets, integrations, and phone numbers. This fee must be paid in full before the transfer is initiated.

Transfers do not include proprietary materials such as workflows, automations, templates, pipelines, or websites created by Earnworthy, which remain our intellectual property. Once the transfer is complete, Earnworthy has no further responsibility for account performance, configuration, data integrity, or technical support.

(g) Post-Termination Communications

You acknowledge that Earnworthy may retain limited archival data or billing records for compliance, legal, or accounting purposes but will not retain or use your customer data for marketing or other commercial purposes after cancellation.

14. Intellectual Property

All content, frameworks (including the Multiplier Framework), system names and branding (including Card Share, Rapid Responder, Lead Tracker, Universal Inbox, Campaign Engine, Review Booster, and Mobile HQ), software, and training materials remain the property of Earnworthy.
Your business data and uploaded content remain yours.
You are granted a limited, non-exclusive, non-transferable license to use the Services for your business purposes only, during your active subscription or engagement.
You may view and download Website content for personal, non-commercial use only.
Platform content, including custom workflows, automations, templates, and HighLevel configurations, constitutes Earnworthy proprietary intellectual property and is not sold, assigned, or transferred to you at any time.
You may not copy, imitate, resell, or use Earnworthy frameworks, system names, templates, or materials to build or market a competing offering.

DMCA (Copyright) Notices

If you believe content available through the Services infringes your copyright, send a notice to hello@earnworthy.com with: (1) your physical/electronic signature; (2) identification of the copyrighted work; (3) identification of the infringing material and its location; (4) your contact information; (5) a good-faith statement that the use is not authorized; and (6) a statement under penalty of perjury that the information is accurate and you are authorized to act. We may remove or disable access to the material and notify the user. If your material was removed in error, you may submit a counter-notice with the information required by 17 U.S.C. § 512.

15. Visitor Submissions & Comments

If you submit comments, reviews, posts, or materials on our Websites or within the Multiply community, you represent that you own the content or have permission to share it. By submitting content, you grant Earnworthy a non-exclusive, royalty-free, worldwide license to use, display, and reproduce your submissions in connection with the Services.

16. Case Studies & Testimonials

By using the Services, you grant Earnworthy the right to reference your business name, testimonials, and results as case studies for marketing purposes, provided we do not disclose confidential information without your consent.

17. Beta Features

We may offer features identified as beta, early access, preview, or experimental. Beta features are provided "AS IS," may contain errors, may be modified or discontinued at any time without notice, and are excluded from any support commitments. Your use of beta features is at your own risk.

18. Disclaimers

The Services and Websites are provided "AS IS" and "AS AVAILABLE," without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not guarantee:

Uninterrupted, secure, or error-free operation.
Specific business outcomes, ROI, lead volume, or customer results.
That carrier messages will always be delivered, approved, or unblocked.
That A2P registrations will be approved or maintained.
That content, templates, or compliance language will always be current, complete, or sufficient for your legal obligations.
That third-party platforms the Services depend on will remain available or unchanged.

No Earnings Guarantee. Any business examples, testimonials, or case studies are for illustration only and do not guarantee results.

No Legal Advice. Nothing in the Services, including templates, compliance features, or onboarding guidance, constitutes legal advice. You are responsible for consulting your own counsel regarding your compliance obligations.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Earnworthy, its owners, members, employees, contractors, affiliates, and vendors will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including lost profits, lost revenue, lost business opportunities, lost or corrupted data, business interruption, cost of substitute services, or reputational harm, arising out of or relating to the Services or these Terms, even if advised of the possibility of such damages.
Earnworthy has no liability whatsoever for regulatory fines, statutory damages, carrier penalties, or third-party claims arising from communications you send through the Services, from your Customer Data or consent practices, or from your violation of any communications, marketing, or privacy law. These are your sole responsibility under Sections 6 and 20.
Earnworthy has no liability for the acts, omissions, outages, or changes of third-party platforms and providers, including HighLevel, Twilio, carriers, and review platforms.
Earnworthy's total aggregate liability for all claims arising out of or relating to the Services or these Terms will not exceed the total fees you paid to Earnworthy in the twelve (12) months immediately preceding the event giving rise to the claim, or one hundred dollars ($100) if you have paid no fees.

Some jurisdictions do not allow certain exclusions or limitations, so some of the above may not apply to you. In such cases, Earnworthy's liability is limited to the greatest extent permitted by law.

Time to bring claims. Any claim arising out of or relating to the Services must be filed within one (1) year after the cause of action accrues, or it is permanently barred.

20. Indemnification

You agree to defend, indemnify, and hold harmless Earnworthy, its owners, members, managers, employees, contractors, affiliates, and vendors from and against any and all claims, demands, actions, investigations, damages, losses, liabilities, fines, penalties, settlements, and expenses (including reasonable attorneys' fees and costs) arising out of or relating to:

Any communication (SMS, MMS, voice, or email) sent through or in connection with your account, including any claim under the TCPA, the Florida Telephone Solicitation Act or any other state telemarketing law, the CAN-SPAM Act, or carrier requirements.
Your failure to obtain, document, or honor recipient consent, opt-ins, or opt-outs.
Your Customer Data, including your collection, upload, and use of it.
Your review-solicitation practices.
Your products, services, advertising claims, and business practices.
Your breach of these Terms or violation of any law or third-party right.
Content you or your Team Members submit through the Services.

Earnworthy may, at its option, assume the exclusive defense and control of any matter subject to indemnification by you, at your expense, and you agree to cooperate with our defense. You may not settle any claim involving Earnworthy without our prior written consent. This Section survives termination of your account and these Terms.

21. International Use & Export Controls

The Services may not be used in embargoed or sanctioned countries or by prohibited individuals under U.S. export laws. You agree to comply with all applicable export control and international trade laws.

22. Force Majeure

Earnworthy shall not be liable or deemed in default for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, government actions, third-party platform failures, or internet or telecommunications failures.

23. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
Informal resolution first. Before filing any claim, you agree to contact us at hello@earnworthy.com and give us 30 days to work toward an informal resolution.
Binding arbitration. Except as stated below, any dispute arising out of or relating to the Services or these Terms shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules (or Consumer Arbitration Rules where applicable). The arbitration shall take place in St. Lucie County, Florida, or remotely by agreement. Judgment on the award may be entered in any court of competent jurisdiction.
Carve-outs. Either party may bring an individual claim in small claims court, and Earnworthy may seek injunctive or equitable relief in court to protect its intellectual property or confidential information.
Class action waiver. All disputes must be pursued on an individual basis. You and Earnworthy waive any right to participate in a class action, class arbitration, or representative proceeding.
Jury waiver. You and Earnworthy waive the right to trial by jury to the extent permitted by law.
Website-only disputes not subject to arbitration shall be resolved exclusively in the state or federal courts located in St. Lucie County, Florida, and you consent to personal jurisdiction and venue there.

24. Changes to Terms

We may update these Terms at any time. For material changes, we will provide notice by email, in-product message, or posting within the Services before the changes take effect where practicable. The "Last Updated" date at the top of these Terms reflects the current version. Continued use of the Services or Websites after the effective date of any update means you accept the updated Terms. If you do not agree to an update, your sole remedy is to stop using the Services and cancel your account before the update takes effect.

25. Definitions

Services: All websites, software, consulting, community, and training provided by Earnworthy, including Amplify, Agency, and Multiply.
Platform: The Earnworthy Amplify SaaS software powered by HighLevel.
User Data: Any data or content submitted or uploaded by you or on your behalf while using the Services.
Customer Data: Personal information of your customers, leads, and contacts that you upload to or collect through the Services.
Visitor: Any person accessing Earnworthy Websites without a subscription or contract.

26. Account Ownership Disputes

If there is a dispute over account ownership, we may request documentation (e.g., government ID, corporate formation documents, tax filings, billing records) and, in our sole discretion, determine the rightful owner or suspend access until the parties resolve the dispute or a court order is provided.

27. Notices & Communications

We may provide notices to you via email, in-product messages, or postings within the Services. You are responsible for maintaining current contact information. Notices are effective upon sending or posting. You consent to receive service, billing, and legal notices electronically.

28. General Provisions

Entire Agreement. These Terms, together with our Privacy Policy and any order forms or service agreements you sign, constitute the entire agreement between you and Earnworthy regarding the Services and supersede all prior agreements on the subject.
Severability. If any provision of these Terms is held unenforceable, the remaining provisions remain in full force, and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable.
No Waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Assignment. You may not assign or transfer these Terms or your account without our prior written consent. Earnworthy may assign these Terms in connection with a merger, acquisition, reorganization, or sale of assets.
Survival. Sections concerning intellectual property, payment obligations, disclaimers, limitation of liability, indemnification, dispute resolution, and any other provisions that by their nature should survive, survive termination.
No Third-Party Beneficiaries. These Terms create no rights in any third party, except that Earnworthy's vendors and affiliates may enforce the protections extended to them in Sections 19 and 20.
Independent Parties. Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and Earnworthy.
Headings. Section headings are for convenience only and do not affect interpretation.

29. Contact Us

Earnworthy, LLC

1391 St. Lucie W Blvd, Suite #246
Port St. Lucie, FL 34986

Phone: (772) 500-3733
Email: hello@earnworthy.com